Privacy Policy
Last Updated: 15 March 2025
morysariqo (ABN: [Business Number]) respects your privacy and is committed to protecting your personal information. This policy explains how we collect, use, store, and protect data when you interact with our financial modeling education services. We operate under Australian Privacy Principles (APPs) as outlined in the Privacy Act 1988.
Information We Collect
When you engage with morysariqo's services, we collect different types of information depending on how you interact with us. This helps us provide relevant educational content and maintain our service quality.
Personal Information
- Your name, email address, and phone number when you contact us or enrol
- Postal address for correspondence and material delivery
- Professional background and current employment details (optional)
- Payment information processed through secure third-party providers
- Learning preferences and educational history relevant to our programs
Technical Information
Our website collects standard technical data through cookies and similar technologies. This includes your IP address, browser type, device information, and how you navigate through our site. We use this to improve user experience and understand which content resonates with visitors.
How We Use Your Information
We're pretty straightforward about why we need your data. Everything we collect serves a specific purpose related to delivering quality education.
Service Delivery
Process enrolments and communicate about program schedules, materials, and updates. We also use your information to customize learning experiences where possible.
Communication
Send relevant information about programs, respond to inquiries, and provide customer support. You can opt out of marketing emails anytime.
We also analyse aggregated data to understand learning patterns and improve our curriculum. This analysis never identifies individual students and helps us develop better content.
Marketing Communications
If you've expressed interest in our programs or subscribed to updates, we'll send periodic emails about new courses, industry insights, and educational opportunities. Every email includes an unsubscribe option.
We don't sell mailing lists or share your contact details with other organizations for their marketing purposes. Your inbox is yours.
Data Sharing and Disclosure
We keep your information within morysariqo except when specific circumstances require limited sharing. Transparency matters, so here's when we might share data:
- With payment processors to handle transactions securely
- With technology service providers who host our platforms (under strict confidentiality agreements)
- When legally required by Australian law or valid legal process
- With professional advisors (lawyers, accountants) bound by confidentiality
- If our business structure changes through merger or acquisition (you'd be notified)
Any third party we work with must meet Australian privacy standards and use your data only for specified purposes. We don't give anyone carte blanche access to student information.
Your Privacy Rights
Under Australian privacy law, you have several rights regarding your personal information. We've made exercising these rights as simple as possible.
Access Your Data
Request a copy of the personal information we hold about you. We'll provide this within 30 days in an accessible format.
Correct Inaccuracies
Ask us to update or correct information that's wrong or outdated. We'll make changes promptly and notify any third parties if necessary.
Request Deletion
Ask us to delete your personal data (subject to legal obligations that might require retention for specific periods).
Withdraw Consent
Opt out of marketing communications or withdraw consent for data processing where applicable (though this might affect service delivery).
Data Security
We take reasonable steps to protect your information from misuse, interference, loss, unauthorized access, and disclosure. Our security measures include:
- Encrypted data transmission using industry-standard SSL/TLS protocols
- Secure servers with regular security updates and monitoring
- Access controls limiting who can view personal information
- Regular security assessments and updates to our systems
- Staff training on privacy obligations and data handling procedures
That said, no internet transmission is completely secure. We do our best, but can't guarantee absolute security. You should use strong passwords and keep your login credentials confidential.
Data Retention
We keep personal information only as long as necessary for the purposes outlined in this policy or as required by law.
| Information Type | Retention Period | Reason |
|---|---|---|
| Enrolment records | 7 years after completion | Educational records compliance |
| Financial transactions | 7 years | Australian tax requirements |
| Marketing preferences | Until you unsubscribe | Ongoing communication consent |
| Website analytics | 26 months | Performance analysis |
| Contact inquiries | 2 years | Customer service records |
After retention periods expire, we securely delete or anonymize your data so it can no longer identify you.
Cookies and Tracking
Our website uses cookies to function properly and improve your experience. Cookies are small text files stored on your device that help us remember your preferences and understand how you use our site.
Types of Cookies We Use
- Essential cookies that enable basic site functionality (you can't disable these without affecting site operation)
- Analytics cookies that help us understand visitor behaviour and improve content
- Preference cookies that remember your settings and choices
Most browsers let you control cookies through settings. Blocking cookies might affect site functionality, but you're free to manage them as you prefer.
International Data Transfers
While we primarily operate within Australia, some service providers (like cloud hosting) may store data on servers located overseas. When this happens, we ensure adequate safeguards are in place through contractual obligations and compliance with Australian privacy standards.
Any international transfer complies with APP 8 requirements for cross-border data disclosure.
Children's Privacy
Our services target adult learners and professionals. We don't knowingly collect personal information from individuals under 18 without parental consent. If you're a parent and believe your child has provided us with personal information, contact us immediately so we can delete it.
Changes to This Policy
We review and update this privacy policy periodically to reflect changes in our practices or legal requirements. The "Last Updated" date at the top shows when we last revised it.
Significant changes will be communicated through email or a prominent notice on our website. Continuing to use our services after changes take effect means you accept the updated policy.
Making a Complaint
If you believe we've mishandled your personal information or breached Australian Privacy Principles, you can lodge a complaint with us. We take complaints seriously and investigate them promptly.
Send complaints to our privacy officer at the contact details below. We'll acknowledge receipt within 7 days and provide a response within 30 days. If you're not satisfied with our response, you can escalate to the Office of the Australian Information Commissioner (OAIC).
Contact Our Privacy Officer
Questions about this privacy policy or how we handle your information? We're here to help.